Instapay is currently in pre-launch development. Final fees, transaction limits, funding limits, withdrawal limits, and transfer availability will be published before real-money services become available.
Instapay will not charge users for real-money transfer services until those services are available and the applicable fees are clearly disclosed.
Final fee structures for Instapay services have not yet been determined. Details regarding any applicable fees — including service fees, transfer fees, or account fees — will be published before real-money services become available. Fees may depend on partner approval, user verification status, transaction type, service tier, and applicable law.
Transfer limits for person-to-person payments have not yet been finalized. Applicable limits will be published before launch and may vary based on partner approval, risk review, user verification status, transaction type, account history, and applicable regulatory requirements.
Limits on adding funds to an Instapay account have not yet been determined. Details will be published before real-money services are available and may depend on partner bank approval, risk review, user verification status, funding method, and applicable law.
Withdrawal limits and eligibility requirements have not yet been finalized. Details will be published before launch and may depend on partner approval, account verification status, risk review, transaction history, and applicable regulatory requirements.
Estimated processing times for transfers, funding, and withdrawals have not yet been determined. Processing times will be disclosed before real-money services become available and may vary based on transaction type, bank partner processing schedules, risk review, verification status, and applicable law. Instapay does not guarantee same-day or rapid processing for any transaction.
Instapay may place holds on accounts or transactions for fraud prevention, compliance review, legal obligations, or security reasons. The conditions under which holds may be applied, the duration of holds, and the process for resolving holds will be published before launch. Details may depend on partner approval, applicable law, and Instapay's terms of service.
Important Disclosure
Real-money services are not currently available. This page describes Instapay's intended approach to fees and limits and may be updated before launch. Instapay is not a bank. All future services will be provided through approved partner financial institutions and are subject to partner, bank, compliance, and regulatory approval. Nothing on this page constitutes an offer of financial services.
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