Last updated: June 2026
Important Notice: This consent does not make real-money services available. Instapay is currently in pre-launch development. Any future financial services will be subject to partner, bank, compliance, and regulatory approval.
This Electronic Communications Consent ("Consent") describes how Instapay delivers disclosures, notices, agreements, and other communications to you electronically. Please read this Consent carefully. By using the Instapay platform or joining the waitlist, you agree to the terms of this Consent.
Contents
By creating an account or joining the Instapay waitlist, you agree to receive all disclosures, notices, agreements, terms of service, privacy notices, account-related communications, and support messages electronically — including by email, through the Instapay platform, or by other electronic means we may use in the future. This consent applies to all communications related to your use of the Instapay platform, including any future financial services that may become available subject to partner, bank, compliance, and regulatory approval. You have the right to receive certain communications in paper form. See the "Paper Copies" section below for details.
Electronic communications covered by this consent include, but are not limited to: • These Terms of Electronic Communications Consent • Terms of Service and any updates or amendments • Privacy Policy and any updates or amendments • Account registration confirmations and updates • Identity verification notices and requests • Security alerts and notifications of suspicious activity • Support responses and case updates • Notices of changes to fees, limits, or platform features • Legal and regulatory disclosures required by applicable law • Any future financial service agreements, statements, or transaction records • Notices of account suspension, restriction, or closure Instapay may add additional types of electronic communications as the platform develops.
To receive and access electronic communications from Instapay, you will need: • A device capable of accessing the internet (computer, smartphone, or tablet) • A current, supported web browser (such as Chrome, Firefox, Safari, or Edge) • A valid, active email address that you check regularly • Sufficient storage to save or print electronic communications • Software capable of opening PDF documents (for certain disclosures) You are responsible for keeping your hardware and software up to date. If your ability to receive electronic communications changes, please update your contact information with Instapay promptly.
You have the right to request a paper copy of any electronic communication we have sent you. To request a paper copy, contact us at [email protected] with the subject line "Paper Copy Request" and describe the communication you are requesting. Instapay reserves the right to charge a reasonable fee for paper copies, which will be disclosed to you before fulfilling the request. We will not charge a fee for paper copies of communications that applicable law requires us to provide free of charge.
You may withdraw your consent to receive electronic communications at any time by contacting us at [email protected] with the subject line "Withdraw Electronic Consent." Please be aware that withdrawing your consent may limit or prevent your ability to use the Instapay platform, since electronic delivery is the primary method by which we provide required disclosures and account communications. If you withdraw consent, we may be required to close your account or restrict your access to certain features. Withdrawal of consent does not affect the legal validity of any electronic communications you received before your withdrawal.
You are responsible for keeping your email address and other contact information current and accurate. If your email address changes, you must update it in your Instapay account settings or by contacting us at [email protected]. Instapay is not responsible for any failure to receive electronic communications resulting from an outdated or inaccurate email address or other contact information on file.
If you have questions about this Electronic Communications Consent, need to request a paper copy, or wish to withdraw your consent, please contact us at: Email: [email protected] For privacy-related requests: [email protected] For compliance or legal matters: [email protected]
This Consent may be updated from time to time. Instapay is not a bank. Real-money services are not currently available and are subject to partner, bank, compliance, and regulatory approval. Nothing in this Consent constitutes an offer of financial services.
Contact us at [email protected] or review our related policies.